Financial Cents vs Jetpack Workflow (2026): which should you pick?

Pick Financial Cents if

• Fits if you run a one-person practice and want one tool for tasks, billing and the client portal
• Makes sense if your firm already uses Drake, UltraTax or CCH Axcess

Look elsewhere if

• Too light for you on Solo if you have staff, as it is for single-user firms only
• Pricey if you need Zapier, the open API, shared inbox or tax-software links, which start on Scale at $69 per user
• Tight if you want to bill monthly, as it needs at least 5 users
• Watch out: all plans are a 12-month agreement
• Watch out: webhooks and IP whitelisting are Enterprise only, sold through sales

Pick Jetpack Workflow if

• Fits if you run an accounting firm with recurring monthly and yearly client work
• Makes sense if you want templates for the same projects every period

Look elsewhere if

• Not for you if you want software to keep books, as it's workflow for firms
• Skip it if you need time tracking or budget reports on the cheaper plan, since they're Premium
• Watch out: document storage is $5 per 100GB, and onboarding is an optional $1,500 one-time add-on
• Pricey if you have many staff: it's priced per seat, $40 to $50 a month each

Financial Cents

• All plans are a 12-month agreement, and monthly billing needs a minimum of 5 users.
• The Solo plan is for single-user firms only.
• Zapier, open API, the shared inbox and tax-software links need the Scale plan.
• Webhooks and IP whitelisting are limited to the sales-only Enterprise plan.

Jetpack Workflow

• Time tracking, budget reports and capacity management need the Premium plan.
• Document storage is an add-on at $5 per 100GB, available at checkout.
• An onboarding setup and training package is an optional $1,500 one-time add-on.
• Pricing is per seat, so cost rises with the number of staff who log in.

Financial Cents

Workflows and to-do lists

Recurring work is set up as workflows with task lists, and automations can create work and follow up on client tasks on higher plans.

Client portal and requests

Clients get a portal for secure file sharing and task requests; the Scale plan adds a branded portal.

Time tracking and billing

Time tracking feeds invoicing, with project-based billing and retainers, and files can be locked behind an invoice.

Proposals and e-signatures

Proposals, engagement letters and e-signatures are included, and Scale adds proposal packages with optional upsell services.

Integrations

Links to QuickBooks Online on all plans; Scale adds SmartVault, Zapier, OneDrive and Google Drive sync, and tax tools such as Drake and CCH Axcess.

AI features and MCP

The site lists AI features on every plan and a Financial Cents MCP in its product menu.

Jetpack Workflow

Recurring project templates

Set up a service template with custom fields and tasks, give it a recurring schedule, and assign it to one or many clients in bulk.

Client management

A native CRM makes client data available and filterable by any project or task.

Change management

Updating a template can push the change to all related projects and tasks instead of editing each one.

Time tracking and budgets

Premium logs staff time across clients and projects and compares budgets with actuals in reports.

Capacity management

Premium shows weekly and yearly staff capacity so firm owners can see who has room for more work.

Financial Cents

• Solo$19

  per month, billed annually, for one user

  Single-user firms only. Workflows, client portal, document management, time tracking, invoicing, proposals and e-signatures.

• Team$49

  per user / month, billed annually ($69 billed monthly)

  Adds integrated email and unlimited tags, client groups and custom fields. Monthly billing needs at least 5 users.

• Scale$69

  per user / month, billed annually ($89 billed monthly)

  Adds Zapier, open API, branded client portal, shared inbox, profitability reports and links to Drake, UltraTax and CCH Axcess.

• EnterpriseCustom

  Adds IP whitelisting, mandatory 2FA option, custom user permissions, webhooks, priority support and a dedicated success manager.

Jetpack Workflow

• Starter$40

  per seat / month, billed annually ($49 billed monthly)

  Unlimited projects, clients and templates, customizable automation, team collaboration and live chat and email support.

• Premium$50

  per seat / month, billed annually ($59 billed monthly)

  Everything in Starter plus time tracking and logs, budget and actuals reports and weekly and yearly capacity management.

• EnterpriseCustom

  For large firms with security requirements and heavy customization: SSO and a dedicated account manager.

Financial Cents

No public discounts listed.

Jetpack Workflow

• Annual discount

  Lower per-seat price with annual billing

  The pricing page lists Starter at $40 and Premium at $50 per seat a month billed annually, against $49 and $59 billed monthly.