Daftra vs Xero (2026): which should you pick?

Pick Daftra if

• Fits if you want accounting, stock and HR in one place in Saudi Arabia, Egypt or Jordan
• Works for shops that need cloud POS on unlimited devices

Look elsewhere if

• Pricey if you pay monthly, at $30 against $20 billed yearly
• Watch out: price lists and memberships need Advanced at $41.25
• Watch out: SMS, time tracking and manufacturing need Premium at $50
• Watch out: extra warehouses and some limits cost extra per month
• Watch out: payment gateway fees aren't in the plans

Pick Xero if

• Fits if your accountant already works in Xero
• Works for businesses where several staff and advisers need to be in the books, as users are unlimited

Look elsewhere if

• Tight if you send more than 20 invoices or enter more than 5 bills, since that's where Early stops
• Watch out: the advertised prices are 80% off for 3 months only, then $27, $59 or $97 a month
• Pricey if you need US payroll, at $36 a month plus $6 a person on top
• Pricey if you bill in other currencies, which need Established at $97, or want auto-reconcile on Early, a $5 add-on
• Skip it if you want a free plan to start on, as there isn't one, and taking the free month costs you the discount

Daftra

• Price lists, memberships and lease contracts need Advanced; SMS, time tracking and manufacturing need Premium.
• Warehouses beyond those in the plan, and some other limits, cost extra per month.
• The page says yearly billing saves up to 30%; the monthly prices shown are higher.
• Online payment gateway fees and other third-party charges are not included in plans.

Xero

• The advertised prices are 80% off for the first 3 months; plans then renew at $27, $59 or $97 a month.
• Early stops at 20 invoices and 5 bills, and its graphs and cash flow forecast are the basic ones.
• US payroll costs $36 a month plus $6 per employee or contractor, and is not offered to Xero's US mobile-only subscribers.
• These are US prices; Xero sells in other countries, including New Zealand, Australia and the UK, on separate regional sites.

Daftra

E-invoicing

Lists e-invoice software for Saudi Arabia, Egypt and Jordan, and says it meets ZATCA phase two requirements.

Accounting

Chart of accounts, automatic journal entries from invoices and purchases, financial statements and audit-trail ledgers on every plan.

Cloud POS

Unlimited POS devices on every plan, synced with inventory, accounting and CRM, plus a desktop POS app with offline mode.

Inventory and purchasing

Products, purchase cycle, suppliers, requisitions between warehouses and stocktaking, with extra warehouses at an added fee.

HR, CRM and operations

Payroll and attendance, client follow-up and loyalty points, bookings and work orders sit in the same account.

Xero

Bank reconciliation

Match bank transactions to invoices and bills. Auto-reconcile is part of Growing and Established, and a $5 a month add-on on Early.

Invoices, quotes and online payments

Send invoices and quotes with a payment service attached, and take card payments in person with Tap to Pay on iPhone and Android.

Bills and Smart Document Capture

Bills and receipts are pulled into Xero from documents, and standard ACH bill payments in US dollars are included on every plan.

Cash flow forecasts and analytics

Forecasts run 30, 60 or 180 days ahead depending on the plan, and Syft analytics, dashboards and health scorecards are built in.

JAX assistant

Xero's AI assistant answers questions about the business's numbers and handles routine bookkeeping tasks.

Xero Payroll, powered by Gusto

Full-service payroll that calculates, files and pays federal and state taxes across all 50 states, without leaving Xero.

Daftra

• Basic$20

  per month, billed annually ($30 billed monthly)

  Billed $240 a year. Core invoicing, accounting, inventory and cloud POS with unlimited POS devices.

• Advanced$41.25

  per month, billed annually ($55 billed monthly)

  Billed $495 a year. Adds price lists, memberships and lease contracts to Basic.

• Premium$50

  per month, billed annually ($70 billed monthly)

  Billed $600 a year. Adds SMS, time tracking, custom workflows and manufacturing with bills of materials.

Xero

• Early$27

  per month, billed monthly

  Advertised at $5.40 a month for the first 3 months. Quotes, 20 invoices, 5 bills, bank reconciliation, sales tax and a 30-day cash flow forecast.

• Growing$59

  per month, billed monthly

  Advertised at $11.80 a month for the first 3 months. No invoice or bill limits, auto-reconcile, dashboards, budgets and a 60-day forecast.

• Established$97

  per month, billed monthly

  Advertised at $19.40 a month for the first 3 months. Adds multiple currencies, project time and costs, expense claims and a 180-day forecast.

Daftra

• Annual discount

  Save up to 30% with yearly billing

  The plans page shows yearly-billed monthly prices of $20, $41.25 and $50 against $30, $55 and $70 when billed monthly.

Xero

• Other savings

  80% off the first 3 months

  New US customers buying their first organization pay 20% of the base plan price for 3 months, then the regular monthly price. Add-ons are not discounted.

• Other savings

  Two months of Xero Payroll free

  Xero's payroll page offers two months free to try Xero Payroll, which then costs $36 a month plus $6 per employee or contractor.