InvoiceFly vs Zoho Invoice (2026): which should you pick?
As of Nov 13, 2026, we pick Zoho Invoice: it is third in our ranking of accounting and invoicing tools, and it grades higher too, 3.6 against 2.2.
Checked Oct 17, 2026 and Nov 13, 2026 · graded Oct 17, 2026 and Nov 13, 2026 by ToolGPA
Zoho Invoice grades higher on value for money, the free plan, ease of use and platforms. They get the same grade on features.
Price, platforms and features side by side. The table says where each price was read and when.
InvoiceFly
Invoice and estimate app for contractors and small businesses
Zoho Invoice
Free invoicing app from Zoho for freelancers and small businesses
Which one is for you
Pick InvoiceFly if
- Fits if you are a contractor who sends invoices from a phone
- Works for one small business that wants a yearly price under $100
Look elsewhere if
- Not for you if you want a free plan, as there is none
- Tight if you do not want to enter a card, as the trial needs one
- Pricey if you pay weekly, at $8.99 a week against $98.99 a year
- Watch out: each business needs its own account and subscription
- Watch out: Stripe and PayPal charge their own card fees on top
Pick Zoho Invoice if
- Fits if you're a freelancer sending fewer than 500 invoices a year
- Works for teams already on Zoho CRM or Zoho Books
Look elsewhere if
- Too light for keeping the books, as it's invoicing only and hands that job to Zoho Books or QuickBooks
- Tight if you track time on more than 3 projects or need more than 2 users, since those are the caps
- Not for you if you only invoice now and then, as an account idle for 180 days gets deleted
- Tight if you send more than 500 invoices a year, as there's no paid plan to move up to
- Watch out: every invoice carries Powered by Zoho Invoice, and Zoho points larger needs to Zoho Billing
How we grade them
| 2.2GPAInvoiceFlyFair | 3.6GPAZoho InvoiceExcellent | |
|---|---|---|
| Value for money | B$98.99 a year is about $8.25 a month, inside the cheaper quarter of accounting tools. The weekly plan at $8.99 a week is about $39 a month. | AIt's free, and it covers quotes, recurring invoices, reminders, a customer portal, expenses and time tracking. There's no paid plan at all, where paid plans in this category start around $15 a month. |
| Free plan and trial | DA free trial that needs a card and whose length is not stated, and no free plan. | AEverything is free, with nothing held back for a paid tier. The caps are 2 users, 2 organizations, 3 projects and 500 invoices a year, and every invoice says Powered by Zoho Invoice. |
| Features | CInvoices, estimates, payments, expenses and receipt scanning do the invoicing job, but one account covers one business only. | CQuotes, one-off and recurring invoices, reminders, online payments through several gateways, expenses, time on projects and reports. It does invoicing fully, but that's a smaller job than accounting: it hands off to Zoho Books or QuickBooks for the books. |
| Ease of use | CA phone and web app where you set up your business, templates and payments, and no store rating on record. | A4.86 from 14,879 App Store ratings, the top band. Making and sending an invoice is the whole job here, so there isn't much to learn. |
| Platforms and integrations | BWeb, iOS and Android, with payments through Stripe and PayPal only. | AWeb, Windows, Mac, iPhone and Android, with Zoho Payments, PayPal, Stripe, Authorize.net, Zoho CRM, HubSpot, Slack and QuickBooks. That's every device type plus a list of connections. |
| Best for | invoices and estimates for contractors | free invoicing on every device |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: InvoiceFly and Zoho Invoice. How we grade
Price against what you get
InvoiceFly starts at $8.25 a month when paid by the year and scores 2.3 out of 4 on features, ease of use and platforms. Zoho Invoice has no paid plan and scores 3.3.
Zoho Invoice scores higher and starts $8.25 a month lower. Of the other accounting and invoicing tools on the chart, 11 score higher than InvoiceFly for less, and none scores higher than Zoho Invoice for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- InvoiceFly also covers quotes and estimates.
- Zoho Invoice also covers time tracking.
At a glance
| InvoiceFly | Zoho Invoice | |
|---|---|---|
| Pricing | Free trial | Free |
| Starts at | $98.99 per year, or $8.99 per week billed weekly | Free |
| Free plan | None | Free for every business: up to 2 users, 2 organizations, 3 projects and 500 invoices a year, with Powered by Zoho Invoice branding. |
| Free trial | Free trial; a card is required and its length is not stated | None listed |
| Web | ||
| macOS | ||
| Windows | ||
| iOS | ||
| Android | ||
| Made by | Labhouse Mobile SL | Zoho |
| Price read from | invoicefly.com | zoho.com |
| Checked | Nov 13, 2026 | Oct 17, 2026 |
Worth knowing
InvoiceFly
- There is no free plan; the trial needs a payment card and converts to a subscription.
- Each business needs its own account and subscription; multiple businesses on one account is not supported yet.
- Stripe and PayPal charge their own card-processing fees on top of the subscription.
- The weekly plan costs $8.99 a week, so it is the more expensive way to pay over a year.
Zoho Invoice
- The free account allows 2 users, 3 projects and 500 invoices a year, and invoices carry Powered by Zoho Invoice branding.
- It is invoicing, not full accounting: it connects to Zoho Books or QuickBooks for the books, and Zoho points larger needs to Zoho Billing.
- Data of an account left inactive for more than 180 days is deleted within the following 20 days, after a warning.
Key features
InvoiceFly
- Invoices and estimates
- Unlimited invoices and estimates on both plans, with recurring invoices and invoice signatures listed on the site.
- Online payments
- Clients can pay by card or online through Stripe and PayPal, which charge their own fees.
- Expense tracker and reports
- Expenses are tracked in the app, with business reports and a dashboard of invoices and clients.
- Payment notifications
- The mobile app sends notifications when invoices are viewed or paid.
- Time tracking and receipt scanning
- The product menu lists time tracking and a receipt scanner app alongside invoicing.
- Free templates and generators
- The site offers free invoice templates and an invoice generator that can be used before signing up.
Zoho Invoice
- Quotes and invoices
- Create quotes, turn them into invoices, and send invoices by email or as PDFs from customizable templates.
- Recurring invoices and reminders
- Schedule invoices that repeat and send automatic payment reminders to customers who have not paid.
- Online payments
- Connect Zoho Payments, PayPal, Stripe, Authorize.net and other gateways so customers can pay invoices online.
- Expenses, time and projects
- Record and categorize expenses, log time and bill it to projects, up to three projects on the free account.
- Customer portal and reports
- Customers view and pay their invoices in a self-service portal, and reports cover sales, receivables and expenses.
Plans
InvoiceFly
Weekly Plan$8.99
per week, billed weekly
Full access: unlimited invoices and estimates, card and online payments, expense tracker and reports, mobile app and notifications.
Yearly Plan$98.99
per year, billed annually
The same features as the weekly plan; the site shows it as $1.90 a week and a 78% saving against paying weekly.
Zoho Invoice
Free$0
Quotes, invoices, recurring invoices, reminders, expenses, time tracking, a customer portal and reports, within the caps on users, projects and invoices.
Ways to pay less
InvoiceFly
- Annual discount
78% saving on the Yearly Plan
The pricing page shows the yearly plan at $98.99, about $1.90 a week, which it labels as a 78% saving against weekly billing.
Zoho Invoice
No public discounts listed.
Common questions
Which is cheaper, InvoiceFly or Zoho Invoice?
As of Nov 13, 2026, Zoho Invoice is cheaper to start with: it is free, against $8.25 a month when paid by the year for InvoiceFly. InvoiceFly starts at $98.99 per year, or $8.99 per week billed weekly, and Zoho Invoice is free.
Which has a free plan, InvoiceFly or Zoho Invoice?
As of Nov 13, 2026, only Zoho Invoice has a free plan. InvoiceFly does not, though it has a free trial.
Which platforms do InvoiceFly and Zoho Invoice run on?
As of Nov 13, 2026, only Zoho Invoice lists macOS and Windows apps. Both list a web app and iOS and Android apps. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.