Invoice Home vs Square Invoices (2026): which should you pick?
As of Nov 13, 2026, Square Invoices grades higher than Invoice Home: 2.8 against 2.6 out of 4.0.
Checked Oct 17, 2026 and Nov 13, 2026 · graded Oct 17, 2026 and Nov 13, 2026 by ToolGPA
Invoice Home grades higher on value for money. Square Invoices grades higher on the free plan and ease of use. They get the same grade on features and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Invoice Home
Invoice templates and billing for freelancers and small firms
Square Invoices
Free invoicing, estimates and contracts inside Square's payment plans
Which one is for you
Pick Invoice Home if
- Fits if you send a few invoices a month and stay under $1,000
- Works for freelancers who want a template and a PDF
Look elsewhere if
- Tight if you invoice more than $1,000 in 30 days, as the free plan stops there
- Not for you if you need bookkeeping, bank feeds or tax reports, as it is invoicing only
- Watch out: no pricing page is on the website, and the $6.99 figure comes from the App Store listing
- Watch out: online payments are limited to PayPal and Stripe
- Watch out: the App Store page would not load here, so the price is from the listing
Pick Square Invoices if
- Fits if you already take payments in person with Square
- Works for service businesses that want no monthly fee and can live with 3.3% + 30¢ per online card payment
Look elsewhere if
- Too light for keeping the books, as it only sends payments on to QuickBooks Online or Xero
- Pricey if you go for Plus just for lower fees: $49 a month per location pays off only past about $12,000 a month in card payments
- Not for you if you bill clients in other currencies, since it takes one currency only
- Watch out: every payment has a fee, 3.3% + 30¢ on an online card and 1% on a bank transfer, $1 minimum
- Pricey if you need payroll, a separate product from $35 a month plus $6 per person paid
How we grade them
| 2.6GPAInvoice HomeGood | 2.8GPASquare InvoicesGood | |
|---|---|---|
| Value for money | BUnlimited is $6.99 a month, inside the cheaper quarter of accounting tools. | DPlus is $49 a location a month, where the dearest tenth of accounting tools starts. For invoicing it mostly buys a lower card fee, 2.9% instead of 3.3%, plus batch invoices and payment schedules. That fee cut only pays for itself past about $12,000 a month in card payments. |
| Free plan and trial | BThe free plan covers all 100-plus templates up to $1,000 invoiced per 30 days, which a light freelancer could live on. | AUnlimited invoices, recurring invoices, deposits, reminders, estimates and contracts cost nothing a month, with no cap. You pay per payment instead: 3.3% + 30¢ on an online card, and 1% on a bank transfer. |
| Features | CTemplates, estimates, receipts, tax and currency settings, and PDF delivery do the invoicing job, with no bookkeeping or bank feeds. | CInvoices on any schedule, deposits, auto-pay, estimates, e-signed contracts, a project workspace and cards, Cash App Pay, ACH or Afterpay. It does invoicing fully, but that's the smaller job: it keeps no books and takes one currency only. |
| Ease of use | CA web and phone tool where you pick a template and fill it in, and no store rating on record. | A4.8 from 93,229 App Store ratings, the top band in this category. If you already take payments with Square, invoices sit in the same account. |
| Platforms and integrations | BWeb, iOS and Android with sync, and online payments through PayPal and Stripe. | BWeb, iPhone and Android, with QuickBooks Online, Xero, Afterpay, Cash App Pay, Apple Pay and Google Pay. There's no desktop app, which keeps it off an A. |
| Best for | quick invoices from templates | free invoicing for businesses already on Square |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Invoice Home and Square Invoices. How we grade
Price against what you get
Invoice Home starts at $6.99 a month and scores 2.3 out of 4 on features, ease of use and platforms. Square Invoices starts at $49 a month and scores 3.0.
Square Invoices scores higher, and starts $42.01 a month higher: the question is whether the extra is worth that to you. Of the other accounting and invoicing tools on the chart, 9 score higher than Invoice Home for less, and 3 score higher than Square Invoices for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Invoice Home also covers templates and quotes and estimates.
- Square Invoices also covers reports.
At a glance
| Invoice Home | Square Invoices | |
|---|---|---|
| Pricing | Free plan | Free plan |
| Starts at | $6.99 per month | $49 per location / month, billed monthly |
| Free plan | Create up to $1,000 in invoices per 30 days, with all 100+ templates. | Square Free: unlimited invoices, recurring invoices, deposits, reminders, estimates, contracts and projects. Online card payments cost 3.3% + 30¢. |
| Free trial | None listed | 30-day free trial of Square Plus or Square Premium |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Invoice Home Inc. | Block, Inc. |
| Price read from | apps.apple.com | squareup.com |
| Checked | Nov 13, 2026 | Oct 17, 2026 |
Worth knowing
Invoice Home
- The free plan stops at $1,000 in invoices per 30 days; the site says to upgrade as you near that.
- No pricing page is published on the website; the $6.99 per month figure comes from the App Store listing.
- It is an invoicing tool only: the pages do not describe bookkeeping, bank feeds or tax reports.
- Online payments are limited to PayPal and Stripe.
Square Invoices
- Invoices come with Square's general plans, which also cover point of sale and bookings; Plus and Premium are charged per location.
- Each payment has a fee: invoice card payments are 3.3% + 30¢ on Free and 2.9% + 30¢ on Plus or Premium, ACH 1% ($1 minimum).
- It does not keep books: Square sends payments to QuickBooks Online or Xero, and it accepts one currency only.
- Square Payroll is a separate product, from $35 a month plus $6 per person paid.
Key features
Invoice Home
- Invoice templates
- More than 100 designed templates, with your own logo or one of the supplied logos, in basic and advanced invoice forms.
- Estimates, quotes and receipts
- An estimate can be converted into an invoice, and invoices can be turned into receipts or copied to start a new one.
- Online payments
- Invoices can carry a payment link for PayPal or Stripe, and invoices paid that way are marked as paid automatically.
- Email and PDF delivery
- Invoices are sent by email as PDFs or downloaded for printing. All invoices can be downloaded as one archive for an accountant.
- Taxes and currencies
- Several taxes can be applied to one invoice, and the service lists more than 150 currencies and PDF output in several languages.
- Mobile apps with sync
- iOS and Android apps sync with the web account, so invoices made on a phone appear on the desktop.
Square Invoices
- Invoices and recurring billing
- Send unlimited invoices by email, text or link, on daily to yearly schedules, with deposits, automatic reminders and auto-pay from a saved card.
- Ways to pay
- Customers pay by card, Apple Pay, Google Pay, Cash App Pay, ACH bank transfer or Afterpay, online or in person.
- Estimates and contracts
- Send estimates and e-signature contracts built from reusable templates. Plus adds multi-package estimates and automatic conversion to invoices.
- Project workspace
- Keep each job's invoices, estimates, contracts and notes in one place and track what is paid, unpaid or overdue.
- Payment schedules and batch invoices
- Square Plus splits one invoice into milestone payments and sends one invoice to many customers at once.
- Fast access to funds
- Transfers to your bank arrive the next business day for free, or instantly for a fee, or land at once in a Square Checking account.
Plans
Invoice Home
Free$0
Invoice up to $1,000 per 30 days with the full template library, PDF email and online payment links.
Unlimited$6.99
per month
No cap on invoiced amounts. The price is quoted in the App Store listing; the website shows no pricing page.
Square Invoices
Square Free$0
Unlimited and recurring invoices, deposits, reminders, estimates, contracts with e-signature and a project workspace. You pay only processing fees.
Square Plus$49
per location / month, billed monthly
Adds batch invoices, milestone payment schedules, custom templates and fields, multi-package estimates, lower online card fees and a $10 ACH fee cap.
Square Premium$149
per location / month, billed monthly
Everything in Plus, with the lowest in-person card fees and 24/7 phone support.
Square ProCustom
For businesses processing over $250,000 a year: custom pricing and processing fees, onboarding help and account management.
Common questions
Which is cheaper, Invoice Home or Square Invoices?
As of Nov 13, 2026, Invoice Home is cheaper to start with: $6.99 a month, against $49 a month for Square Invoices. Invoice Home starts at $6.99 per month, and Square Invoices starts at $49 per location / month, billed monthly.
Which has a free plan, Invoice Home or Square Invoices?
As of Nov 13, 2026, both Invoice Home and Square Invoices have a free plan.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.