Invoice Home vs Zoho Invoice (2026): which should you pick?
As of Nov 13, 2026, we pick Zoho Invoice: it is third in our ranking of accounting and invoicing tools, and it grades higher too, 3.6 against 2.6.
Checked Oct 17, 2026 and Nov 13, 2026 · graded Oct 17, 2026 and Nov 13, 2026 by ToolGPA
Zoho Invoice grades higher on value for money, the free plan, ease of use and platforms. They get the same grade on features.
Price, platforms and features side by side. The table says where each price was read and when.
Invoice Home
Invoice templates and billing for freelancers and small firms
Zoho Invoice
Free invoicing app from Zoho for freelancers and small businesses
Which one is for you
Pick Invoice Home if
- Fits if you send a few invoices a month and stay under $1,000
- Works for freelancers who want a template and a PDF
Look elsewhere if
- Tight if you invoice more than $1,000 in 30 days, as the free plan stops there
- Not for you if you need bookkeeping, bank feeds or tax reports, as it is invoicing only
- Watch out: no pricing page is on the website, and the $6.99 figure comes from the App Store listing
- Watch out: online payments are limited to PayPal and Stripe
- Watch out: the App Store page would not load here, so the price is from the listing
Pick Zoho Invoice if
- Fits if you're a freelancer sending fewer than 500 invoices a year
- Works for teams already on Zoho CRM or Zoho Books
Look elsewhere if
- Too light for keeping the books, as it's invoicing only and hands that job to Zoho Books or QuickBooks
- Tight if you track time on more than 3 projects or need more than 2 users, since those are the caps
- Not for you if you only invoice now and then, as an account idle for 180 days gets deleted
- Tight if you send more than 500 invoices a year, as there's no paid plan to move up to
- Watch out: every invoice carries Powered by Zoho Invoice, and Zoho points larger needs to Zoho Billing
How we grade them
| 2.6GPAInvoice HomeGood | 3.6GPAZoho InvoiceExcellent | |
|---|---|---|
| Value for money | BUnlimited is $6.99 a month, inside the cheaper quarter of accounting tools. | AIt's free, and it covers quotes, recurring invoices, reminders, a customer portal, expenses and time tracking. There's no paid plan at all, where paid plans in this category start around $15 a month. |
| Free plan and trial | BThe free plan covers all 100-plus templates up to $1,000 invoiced per 30 days, which a light freelancer could live on. | AEverything is free, with nothing held back for a paid tier. The caps are 2 users, 2 organizations, 3 projects and 500 invoices a year, and every invoice says Powered by Zoho Invoice. |
| Features | CTemplates, estimates, receipts, tax and currency settings, and PDF delivery do the invoicing job, with no bookkeeping or bank feeds. | CQuotes, one-off and recurring invoices, reminders, online payments through several gateways, expenses, time on projects and reports. It does invoicing fully, but that's a smaller job than accounting: it hands off to Zoho Books or QuickBooks for the books. |
| Ease of use | CA web and phone tool where you pick a template and fill it in, and no store rating on record. | A4.86 from 14,879 App Store ratings, the top band. Making and sending an invoice is the whole job here, so there isn't much to learn. |
| Platforms and integrations | BWeb, iOS and Android with sync, and online payments through PayPal and Stripe. | AWeb, Windows, Mac, iPhone and Android, with Zoho Payments, PayPal, Stripe, Authorize.net, Zoho CRM, HubSpot, Slack and QuickBooks. That's every device type plus a list of connections. |
| Best for | quick invoices from templates | free invoicing on every device |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Invoice Home and Zoho Invoice. How we grade
Price against what you get
Invoice Home starts at $6.99 a month and scores 2.3 out of 4 on features, ease of use and platforms. Zoho Invoice has no paid plan and scores 3.3.
Zoho Invoice scores higher and starts $6.99 a month lower. Of the other accounting and invoicing tools on the chart, 9 score higher than Invoice Home for less, and none scores higher than Zoho Invoice for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Invoice Home also covers templates and quotes and estimates.
- Zoho Invoice also covers time tracking, reports and expense tracking.
At a glance
| Invoice Home | Zoho Invoice | |
|---|---|---|
| Pricing | Free plan | Free |
| Starts at | $6.99 per month | Free |
| Free plan | Create up to $1,000 in invoices per 30 days, with all 100+ templates. | Free for every business: up to 2 users, 2 organizations, 3 projects and 500 invoices a year, with Powered by Zoho Invoice branding. |
| Free trial | None listed | None listed |
| Web | ||
| macOS | ||
| Windows | ||
| iOS | ||
| Android | ||
| Made by | Invoice Home Inc. | Zoho |
| Price read from | apps.apple.com | zoho.com |
| Checked | Nov 13, 2026 | Oct 17, 2026 |
Worth knowing
Invoice Home
- The free plan stops at $1,000 in invoices per 30 days; the site says to upgrade as you near that.
- No pricing page is published on the website; the $6.99 per month figure comes from the App Store listing.
- It is an invoicing tool only: the pages do not describe bookkeeping, bank feeds or tax reports.
- Online payments are limited to PayPal and Stripe.
Zoho Invoice
- The free account allows 2 users, 3 projects and 500 invoices a year, and invoices carry Powered by Zoho Invoice branding.
- It is invoicing, not full accounting: it connects to Zoho Books or QuickBooks for the books, and Zoho points larger needs to Zoho Billing.
- Data of an account left inactive for more than 180 days is deleted within the following 20 days, after a warning.
Key features
Invoice Home
- Invoice templates
- More than 100 designed templates, with your own logo or one of the supplied logos, in basic and advanced invoice forms.
- Estimates, quotes and receipts
- An estimate can be converted into an invoice, and invoices can be turned into receipts or copied to start a new one.
- Online payments
- Invoices can carry a payment link for PayPal or Stripe, and invoices paid that way are marked as paid automatically.
- Email and PDF delivery
- Invoices are sent by email as PDFs or downloaded for printing. All invoices can be downloaded as one archive for an accountant.
- Taxes and currencies
- Several taxes can be applied to one invoice, and the service lists more than 150 currencies and PDF output in several languages.
- Mobile apps with sync
- iOS and Android apps sync with the web account, so invoices made on a phone appear on the desktop.
Zoho Invoice
- Quotes and invoices
- Create quotes, turn them into invoices, and send invoices by email or as PDFs from customizable templates.
- Recurring invoices and reminders
- Schedule invoices that repeat and send automatic payment reminders to customers who have not paid.
- Online payments
- Connect Zoho Payments, PayPal, Stripe, Authorize.net and other gateways so customers can pay invoices online.
- Expenses, time and projects
- Record and categorize expenses, log time and bill it to projects, up to three projects on the free account.
- Customer portal and reports
- Customers view and pay their invoices in a self-service portal, and reports cover sales, receivables and expenses.
Plans
Invoice Home
Free$0
Invoice up to $1,000 per 30 days with the full template library, PDF email and online payment links.
Unlimited$6.99
per month
No cap on invoiced amounts. The price is quoted in the App Store listing; the website shows no pricing page.
Zoho Invoice
Free$0
Quotes, invoices, recurring invoices, reminders, expenses, time tracking, a customer portal and reports, within the caps on users, projects and invoices.
Common questions
Which is cheaper, Invoice Home or Zoho Invoice?
As of Nov 13, 2026, Zoho Invoice is cheaper to start with: it is free, against $6.99 a month for Invoice Home. Invoice Home starts at $6.99 per month, and Zoho Invoice is free.
Which has a free plan, Invoice Home or Zoho Invoice?
As of Nov 13, 2026, both Invoice Home and Zoho Invoice have a free plan.
Which platforms do Invoice Home and Zoho Invoice run on?
As of Nov 13, 2026, only Zoho Invoice lists macOS and Windows apps. Both list a web app and iOS and Android apps. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.