Invoice Home vs Invoice Ninja (2026): which should you pick?
As of Nov 13, 2026, Invoice Ninja grades higher than Invoice Home: 2.8 against 2.6 out of 4.0.
Checked Nov 12, 2026 and Nov 13, 2026 · graded Nov 12, 2026 and Nov 13, 2026 by ToolGPA
Invoice Ninja grades higher on platforms. They get the same grade on value for money, the free plan, features and ease of use.
Price, platforms and features side by side. The table says where each price was read and when.
Invoice Home
Invoice templates and billing for freelancers and small firms
Invoice Ninja
Invoicing, expenses and time tracking with a free plan
Which one is for you
Pick Invoice Home if
- Fits if you send a few invoices a month and stay under $1,000
- Works for freelancers who want a template and a PDF
Look elsewhere if
- Tight if you invoice more than $1,000 in 30 days, as the free plan stops there
- Not for you if you need bookkeeping, bank feeds or tax reports, as it is invoicing only
- Watch out: no pricing page is on the website, and the $6.99 figure comes from the App Store listing
- Watch out: online payments are limited to PayPal and Stripe
- Watch out: the App Store page would not load here, so the price is from the listing
Pick Invoice Ninja if
- Fits if you're a freelancer with 5 clients or fewer and want invoicing for free
- Works for people who'd like to self-host their invoicing
Look elsewhere if
- Tight if you have more than 5 clients: the free plan stops there
- Skip it if you want the API, branding removed or payment reminders for free, as they're Pro
- Not for you if you need bank sync or PEPPOL e-invoicing but don't want Enterprise
- Watch out: self-hosting is under the Elastic License v2, not an open-source license
- Too light for bookkeeping: it's invoicing, expenses and time, not a ledger
How we grade them
| 2.6GPAInvoice HomeGood | 2.8GPAInvoice NinjaGood | |
|---|---|---|
| Value for money | BUnlimited is $6.99 a month, inside the cheaper quarter of accounting tools. | BPro is $14 a month billed monthly ($140 a year), inside the category's cheaper quarter. Enterprise starts at $18 for 1 to 2 users and rises with user count. |
| Free plan and trial | BThe free plan covers all 100-plus templates up to $1,000 invoiced per 30 days, which a light freelancer could live on. | BA free plan with 5 clients, unlimited invoices, online payments, recurring invoices and expenses. A freelancer can live on it until the sixth client. |
| Features | CTemplates, estimates, receipts, tax and currency settings, and PDF delivery do the invoicing job, with no bookkeeping or bank feeds. | CInvoices, payments, time tracking, expenses and e-invoicing, but no ledger, and e-invoicing is Enterprise only. |
| Ease of use | CA web and phone tool where you pick a template and fill it in, and no store rating on record. | CNo store rating on record. It's a web app where you build templates and connect payment gateways, with self-hosting as an option. |
| Platforms and integrations | BWeb, iOS and Android with sync, and online payments through PayPal and Stripe. | AWeb, Mac, Windows, Linux, iPhone and Android, with Stripe, PayPal, Square, Zapier, Make and QuickBooks, and a REST API on Pro. |
| Best for | quick invoices from templates | free invoicing for a handful of clients |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Invoice Home and Invoice Ninja. How we grade
Price against what you get
Invoice Home starts at $6.99 a month and scores 2.3 out of 4 on features, ease of use and platforms. Invoice Ninja starts at $14 a month and scores 2.7.
Invoice Ninja scores higher, and starts $7.01 a month higher: the question is whether the extra is worth that to you. Of the other accounting and invoicing tools on the chart, 9 score higher than Invoice Home for less, and 2 score higher than Invoice Ninja for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Invoice Ninja is self-hostable, according to its own site.
- Invoice Home also covers templates.
- Invoice Ninja also covers time tracking and expense tracking.
At a glance
| Invoice Home | Invoice Ninja | |
|---|---|---|
| Pricing | Free plan | Free plan |
| Starts at | $6.99 per month | $14 per month, billed monthly ($140 billed annually) |
| Free plan | Create up to $1,000 in invoices per 30 days, with all 100+ templates. | Up to 5 clients with unlimited invoices, 11 templates, online payments, recurring invoices, expenses and projects. |
| Free trial | None listed | None listed |
| Web | ||
| macOS | ||
| Windows | ||
| Linux | ||
| iOS | ||
| Android | ||
| Made by | Invoice Home Inc. | Invoice Ninja |
| Price read from | apps.apple.com | invoiceninja.com |
| Checked | Nov 13, 2026 | Nov 12, 2026 |
Worth knowing
Invoice Home
- The free plan stops at $1,000 in invoices per 30 days; the site says to upgrade as you near that.
- No pricing page is published on the website; the $6.99 per month figure comes from the App Store listing.
- It is an invoicing tool only: the pages do not describe bookkeeping, bank feeds or tax reports.
- Online payments are limited to PayPal and Stripe.
Invoice Ninja
- The free plan stops at 5 clients; the API, branding removal and payment reminders need Pro.
- Bank sync and e-invoicing are Enterprise only, and Enterprise is priced by number of users.
- Self-hosted use is under the Elastic License v2, not an open-source license; reselling it as a service needs a separate agreement.
- Paid plans carry a 30-day money-back promise, per the pricing page.
Key features
Invoice Home
- Invoice templates
- More than 100 designed templates, with your own logo or one of the supplied logos, in basic and advanced invoice forms.
- Estimates, quotes and receipts
- An estimate can be converted into an invoice, and invoices can be turned into receipts or copied to start a new one.
- Online payments
- Invoices can carry a payment link for PayPal or Stripe, and invoices paid that way are marked as paid automatically.
- Email and PDF delivery
- Invoices are sent by email as PDFs or downloaded for printing. All invoices can be downloaded as one archive for an accountant.
- Taxes and currencies
- Several taxes can be applied to one invoice, and the service lists more than 150 currencies and PDF output in several languages.
- Mobile apps with sync
- iOS and Android apps sync with the web account, so invoices made on a phone appear on the desktop.
Invoice Ninja
- Invoices, quotes and recurring billing
- Create invoices with 11 templates, take deposits and partial payments, and set up recurring or automatic billing.
- Online payments
- Clients pay from a portal with gateways such as Stripe, PayPal, Square and GoCardless.
- Time tracking and projects
- Track billable time against projects, view them on Kanban boards and invoice the hours.
- Expenses and vendors
- Record expenses and vendors, and run reports on invoices, expenses and profit and loss on paid plans.
- E-invoicing
- Enterprise includes PEPPOL network access with 250 credits and bank account sync through Yodlee or GoCardless.
- Self-hosting
- The source code is on GitHub under the Elastic License v2, so you can run it on your own server using Docker.
Plans
Invoice Home
Free$0
Invoice up to $1,000 per 30 days with the full template library, PDF email and online payment links.
Unlimited$6.99
per month
No cap on invoiced amounts. The price is quoted in the App Store listing; the website shows no pricing page.
Invoice Ninja
Free$0
Up to 5 clients, unlimited invoicing, online payments, recurring invoices, expenses and time tracking.
Ninja Pro$14
per month, billed monthly ($140 billed annually)
Unlimited clients, removes Invoice Ninja branding, REST API access, late-payment reminders and profit and loss reports.
Enterprise$18
per month for 1-2 users, billed monthly
Everything in Pro plus bank sync, e-invoicing with PEPPOL, user permissions and up to 100 users; $300 a month at 51-100 users.
Premium BusinessCustom
Priority support, a developer concierge, invoice design service and data migration help; from $280 a year, sold through sales.
Ways to pay less
Invoice Home
No public discounts listed.
Invoice Ninja
- Annual discount
Two months free on annual billing
Paying yearly costs $140 for Pro instead of $14 a month, which the pricing page presents as two months free.
Common questions
Which is cheaper, Invoice Home or Invoice Ninja?
As of Nov 13, 2026, Invoice Home is cheaper to start with: $6.99 a month, against $14 a month for Invoice Ninja. Invoice Home starts at $6.99 per month, and Invoice Ninja starts at $14 per month, billed monthly ($140 billed annually).
Which has a free plan, Invoice Home or Invoice Ninja?
As of Nov 13, 2026, both Invoice Home and Invoice Ninja have a free plan.
Which platforms do Invoice Home and Invoice Ninja run on?
As of Nov 13, 2026, only Invoice Ninja lists macOS, Windows and Linux apps. Both list a web app and iOS and Android apps. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.