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ToolGPA

Pandle vs QuickFile (2026): which should you pick?

As of Nov 13, 2026, QuickFile grades higher than Pandle: 3.0 against 2.8 out of 4.0.

Checked Nov 12, 2026 and Nov 13, 2026 · graded Nov 12, 2026 and Nov 13, 2026 by ToolGPA

QuickFile grades higher on value for money. They get the same grade on the free plan, features, ease of use and platforms.

Price, platforms and features side by side. The table says where each price was read and when.

Pandle

UK bookkeeping with a free plan and a £5 monthly upgrade

Free plan · from £5/mo
Full detailspandle.com

QuickFile

UK online accounting, free for smaller ledgers

Free plan · from £60/yr
Full detailsquickfile.co.uk

Which one is for you

Pick Pandle if

  • Fits if you're a UK sole trader who files VAT or MTD
  • Works for freelancers who want free invoicing and can skip bank feeds

Look elsewhere if

  • Tight if you stay free, because bank feeds, receipt uploads and projects are Pro
  • Watch out: Pro is £5 plus VAT, rolling monthly, with no annual plan
  • Not for you if you're outside the UK, as it's built around VAT and MTD
  • Watch out: bank connections run through Plaid

Pick QuickFile if

  • Fits if you're a UK sole trader or small company with under 1,000 ledger entries a year
  • Works for people who want MTD VAT returns without a subscription

Look elsewhere if

  • Tight if you're busy: 1,001 entries or more moves you to £60 plus VAT a year
  • Watch out: bank feeds cost £15 plus VAT a year and extra storage £9.99 per GB, with 1 GB included
  • Watch out: Power User features cost extra on the free tiers, and the page doesn't state the price
  • Skip it if you're an accountant or bookkeeper: you're directed to QuickFile Affinity instead

How we grade them

2.8GPAPandleGood3.0GPAQuickFileVery good
Value for money
BPro is £5 a month plus VAT, a little over $6, inside the cheapest quarter of accounting tools.
AFree below 1,000 ledger entries a year, then £60 plus VAT a year, well under 60% of the $15 a month that starts this category's cheaper quarter.
Free plan and trial
BThe free plan has quotes, invoices, reports, VAT returns and MTD income tax submissions, so a sole trader can live on it. No bank feeds.
BFree while the 12-month ledger stays under 1,000 entries, with unlimited users. A small business can live on it, but a busy one passes the cap.
Features
BInvoices, VAT and MTD, bank and payment feeds, receipts, mileage, projects and stock. Nothing core is missing.
BInvoicing, estimates, VAT returns, purchases, banking automation and an API. The listing's limits are paid extras, not missing parts of the job.
Ease of use
CNo rating read. Bank links and tax settings to set up.
CNo store rating on record. You set up the ledger and bank feeds yourself, with help pages to lean on.
Platforms and integrations
BWeb, iOS and Android, with PayPal, Stripe and Plaid. No desktop app.
BWeb, iPhone and Android, with an API. No desktop app is listed.
Best forUK bookkeeping for sole tradersfree UK accounts for smaller ledgers

The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Pandle and QuickFile. How we grade

Price against what you get

Pandle starts at about $6.70 a month and scores 2.7 out of 4 on features, ease of use and platforms. QuickFile starts at about $6.70 a month and scores 2.7.

On this chart the two sit in the same place: the same score for the same starting price. Of the other accounting and invoicing tools on the chart, 1 scores higher than Pandle for less, and 1 scores higher than QuickFile for less.

Features, ease of use and platforms, averaged

D1.0C2.0B3.0A4.0Free$1$2$5$10$20$50$100$200$500More for lessCosts more, scores moreCosts less, scores lessCosts more, scores lessPandleQuickFile

What paid plans start at, a month (each step along is roughly double) →

  • The best score at each price
  • Has a free plan
  • No free plan
The full chart of accounting and invoicing tools, and the best at every price

Where they differ

    In commonFree planWebiOSAndroidInvoicingReportsBookkeepingExpense trackingQuotes and estimates

    At a glance

    PandleQuickFile
    PricingFree planFree plan
    Starts at£5 per month (+VAT)£60 per year, plus VAT, for accounts over 1,000 ledger entries
    Free planQuotes and invoices, multiple currencies, VAT and MTD income tax submissions, with no bank feeds.Free while the 12-month nominal ledger stays under 1,000 entries, with invoicing, MTD VAT returns, multi-currency and unlimited users.
    Free trial14-day free trial of Pandle Pro, no card details requiredNone listed
    Web
    iOS
    Android
    Made byPandleQuickFile Ltd
    Price read frompandle.comquickfile.co.uk
    CheckedNov 13, 2026Nov 12, 2026

    Worth knowing

    Pandle

    • Bank feeds, receipt uploads, projects and extra users need Pandle Pro, which is £5 a month plus VAT.
    • The pages are aimed at the UK, with Making Tax Digital and VAT filing.
    • Pandle Pro is billed monthly only; the pricing page says there is no annual subscription.
    • Pandle describes itself as an agent of Plaid Financial Ltd for its bank connections.

    QuickFile

    • Prices exclude VAT; the paid tiers apply from 1,001 ledger entries in a rolling 12 months.
    • Bank feeds cost an extra £15 plus VAT a year, and extra file storage is £9.99 per GB a year, with 1 GB included.
    • Power User features cost extra on the free tiers, and the pricing page does not state that price.
    • Accountants and bookkeepers are directed to the separate QuickFile Affinity product.

    Key features

    Pandle

    Invoices and quotes
    Sends quotes and invoices in several currencies, with payment reminders, recurring transactions and customer statements.
    VAT and Making Tax Digital
    Submits VAT returns and MTD income tax updates, and produces EU VAT and EC sales lists, on the free plan too.
    Bank and payment feeds
    Pandle Pro pulls in bank feeds, PayPal feeds and Stripe feeds; bank rules automate the categorizing.
    Receipts and mileage
    Pandle Pro can upload receipts and track mileage, and the mobile app can record journeys automatically.
    Projects and stock
    Pro adds projects, stock control and cash flow forecasting on top of the standard business reports.
    Users and companies
    Pandle Pro allows unlimited users with permissions and multi-company management.

    QuickFile

    Invoicing and estimates
    Branded invoices and quotations, with a client area, reusable inventory items and multi-currency support.
    VAT returns
    MTD-compatible VAT returns on every plan; MTD VAT bridging and MTD ITSA readiness are listed as Power User features.
    Purchases and receipts
    Receipt and purchase management, with receipts photographed and stored from the iOS and Android mobile app.
    Banking automation
    Automated bank feeds are an add-on at £15 plus VAT a year; the vendor lists the supported banks.
    Power User features
    Segmented profit and loss, custom trading styles, invoice revision history, cryptocurrency tracking and bulk invoice entry.
    API access
    API access and free unlimited users are included on all plans, along with two-factor authentication and daily backups.

    Plans

    Pandle

    • Free£0

      Quotes and invoices, items, reports, VAT returns and MTD income tax submissions; no bank feeds or receipt uploads.

    • Pandle Pro£5

      per month (+VAT), rolling monthly

      Adds bank feeds, receipt uploads, projects, user permissions, unlimited users, mileage tracker, stock control and live chat.

    QuickFile

    • Extra Small, Small and Medium£0

      Up to 1,000 ledger entries in 12 months; Power User features are a separate paid subscription.

    • Large and Extra Large£60

      per year, plus VAT

      For 1,001 ledger entries and up, including Power User features; accounts over 40,000 entries need an enterprise quote.

    Common questions

    Which is cheaper, Pandle or QuickFile?

    As of Nov 13, 2026, they start at the same price. Pandle starts at £5 per month (+VAT), and QuickFile starts at £60 per year, plus VAT, for accounts over 1,000 ledger entries.

    Which has a free plan, Pandle or QuickFile?

    As of Nov 13, 2026, both Pandle and QuickFile have a free plan.

    More comparisons

    How this page was made

    • The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
    • The grades are our own, from each tool’s review or report card. The GPA is their average.
    • Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
    • The differences and the answers to the questions are worked out from those listings.
    How we review and grade