Vencru vs Wave (2026): which should you pick?

Pick Vencru if

• Fits if you run a small shop and want stock, invoices and a till in one account
• Works for wholesalers who need purchase orders on Growth

Look elsewhere if

• Tight if you issue more than 50 invoices and receipts a month on Starter, because they share one cap
• Skip it if you need quotes, purchase orders or vendor bills on the cheapest plan, since they start on Growth
• Watch out: warehouse inventory and multi-currency are Enterprise only
• Watch out: the pricing page doesn't list what the free plan allows

Pick Wave if

• Fits if you're a sole trader in the US or Canada who mostly sends invoices
• Works for owners who'd pay Wave's own bookkeepers, from $149 a month, to keep the books

Look elsewhere if

• Not for you if your business is outside the US or Canada
• Skip it if you bill by the hour, as there's no time tracking, projects or inventory on the listing
• Tight if you stay free, since every bank transaction is typed in by hand and card fees are 2.9% plus $0.60
• Watch out: live chat and email support need Pro or a paid add-on, and run weekdays 9 AM to 4:45 PM Eastern only
• Pricey if you add payroll, at $40 a month in the US plus $6 per employee and per contractor paid

Vencru

• Invoices and POS receipts count together against a monthly cap: 50 on Starter and 200 on Growth.
• Quotes, purchase orders, vendor bills and double-entry reports need Growth or higher.
• Warehouse inventory and multi-currency need Enterprise, which has 5 users.
• The pricing page does not list the free plan's limits.

Wave

• Wave describes itself as serving businesses in the US and Canada, and its pricing page shows prices only in US and Canadian dollars.
• Payroll costs $40 a month in the US plus $6 per active employee and $6 per contractor paid (Canada: $25 CAD base).
• Bank feeds, automatic reminders and most third-party integrations need Pro; Starter has no bank import.
• Live chat and email support come only with Pro or a paid add-on, Monday to Friday, 9 AM to 4:45 PM Eastern.

Vencru

Inventory tracking

Track stock by product, with low-stock alerts, barcode scanning, stock counts and, on Enterprise, warehouse inventory management.

Invoices and POS receipts

Create invoices, recurring invoices, receipts and sales orders, and sell in person with the point-of-sale app. Invoices and receipts share one monthly cap.

Purchasing

Create purchase orders, record vendor bills and receive stock into inventory. Purchase orders and vendor bills start on Growth.

Double-entry accounting

Sales and purchases update the books, with COGS and inventory value. Double-entry reports are included from Growth.

Shopify order sync

Sync Shopify orders into the same inventory so stock stays in step across channels.

Spreadsheet and QuickBooks import

Bring in an existing inventory list from Excel, Zoho or QuickBooks when moving over.

Wave

Invoices and estimates

Unlimited invoices and estimates on the free plan. Pro removes Wave branding, adds reusable message templates and sends automatic late payment reminders.

Online payments

Customers pay invoices by card or bank payment once online payments are approved; deposits can be collected through estimates.

Bookkeeping and bank feeds

Unlimited bookkeeping records on every plan. Pro imports bank transactions through Plaid, then merges and categorizes them.

Receipt capture

Receipts uploaded from the mobile app, desktop or email become records by OCR. Included in Pro, or $8 a month on Starter.

Wave Payroll

Pays employees and contractors, with tax filing in all 50 US states and CRA remittances in Canada. A separate add-on.

Wave Advisors

Wave's in-house bookkeepers can keep the books for you or coach you to do them yourself, from $149 a month.

Vencru

• Starter$5

  per month, billed quarterly or yearly ($6 billed monthly)

  50 invoices and POS receipts a month, 50 products, 1 user and simple business reports.

• Growth$25

  per month, billed quarterly or yearly ($30 billed monthly)

  200 invoices and receipts a month, 500 products, 3 users, purchase orders, quotes and double-entry reports.

• Enterprise$45

  per month, billed quarterly or yearly ($50 billed monthly)

  Unlimited invoices and products, 5 users, warehouse inventory, multi-currency and no Vencru branding on PDFs.

Wave

• Starter$0

  Unlimited invoices, estimates, bills and records. Card payments cost 2.9% plus $0.60 each, and bank transactions are not imported automatically.

• Pro$19

  per month, billed monthly

  Bank feeds with auto-categorizing, unlimited receipt capture, late payment reminders, more users and card fees of 2.9% with no fixed fee on the first 10 a month.

• Wave Advisors$149

  per month and up

  Pro features plus a dedicated bookkeeper who keeps the books and prepares monthly financial statements. Mobile receipts are not included.

Vencru

• Annual discount

  Save about 20% with quarterly or yearly billing

  Vencru's pricing page shows $5, $25 and $45 a month on quarterly and yearly terms against $6, $30 and $50 billed monthly.

Wave

• Annual discount

  Save $38 with annual Pro billing

  Pro costs $190 a year when billed annually, against $228 for twelve monthly payments of $19.

• Other savings

  Half off Pro for the first 3 months

  New Pro subscribers paying monthly on Wave's website pay $9.50 a month for the first three months, saving $28.50, then the listed $19 a month.

• Other savings

  Black Friday: Wave Advisors from $134 a month

  Bookkeeping plans bought from November 2 to November 30, 2026 start at $134 a month instead of $149, with up to 25% off two-year plans and $30 to $40 off coaching sessions.