Otter.ai vs Speak AI (2026): which should you pick?
As of Nov 13, 2026, Otter.ai grades higher than Speak AI: 3.0 against 2.6 out of 4.0.
Checked Oct 4, 2026 and Nov 13, 2026 · graded Oct 10, 2026 and Nov 13, 2026 by ToolGPA
Otter.ai grades higher on ease of use. They get the same grade on value for money, the free plan, features and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Otter.ai
Live meeting transcription with summaries and AI chat
Speak AI
Transcription, meeting notes and call scoring on a credit system
Which one is for you
Pick Otter.ai if
- Fits if you want to read the live transcript while a meeting or lecture is still going
- Works for students and teachers with a .edu address, which takes 20% off Pro
Look elsewhere if
- Tight if you stay free: 300 minutes a month, 30 minutes a conversation, 3 file imports ever and only your 25 most recent conversations
- Not for you if your meetings run long, as Pro stops at 1,200 minutes a month and 90 a meeting, and unlimited starts on Business at $19.99
- Pricey if you pay monthly: Pro is $16.99 and Business $30, against $8.33 and $19.99 a month on the yearly plan
- Watch out: AI Chat is capped on every plan, at 20 questions a month free, 50 on Pro and 200 at most
- Skip it if you need SSO, SCIM, the API or webhooks, which are Enterprise only at an unpublished price, with HIPAA as an add-on
Pick Speak AI if
- Fits if you transcribe interviews or calls in many languages and want the file library searchable
- Works for developers who want an API or MCP server over their transcripts
Look elsewhere if
- Skip it if you want a plan that stays free, as there is only a 7-day trial
- Pricey if you add people: Pro covers up to 5 users, and bigger teams go to custom Enterprise
- Watch out: tone-of-voice and video analysis are listed under Enterprise custom builds
- Watch out: pay as you go is credit-based, so costs depend on use
How we grade them
| 3.0GPAOtter.aiVery good | 2.6GPASpeak AIGood | |
|---|---|---|
| Value for money | CPro is $8.33 a month on the yearly plan, which is right about where meeting notetakers start, and $16.99 if you pay monthly. Pro is still metered at 1,200 minutes a month and 90 minutes a meeting, and unlimited meetings wait for Business at $19.99, the dear end of this lot. Middling money, then. | CPro is $20 a user a month on yearly billing, $25 monthly, which is past the $18 that starts the dearer quarter. Pay as you go starts with a $10 top-up. |
| Free plan and trial | CBasic hands you 300 transcription minutes a month, but a conversation stops at 30 minutes, you get 3 file imports ever, and only your 25 most recent conversations stay open. Short calls are fine; anything longer runs into a cap. | CA 7-day trial with no card, then no free plan. |
| Features | BIt covers the whole job: live transcription with speakers labelled, a summary of every conversation on every plan, AI Chat, file imports and exports, and a notetaker that joins Zoom, Teams and Meet or records bot-free from your desktop. Nothing here its rivals don't do, mind, and AI Chat is capped on every plan. | BTranscription, a meeting notetaker, chat across your library, call scoring, an API and surveys. The gaps named, like tone and video analysis, are custom Enterprise work, not core. |
| Ease of use | A4.8 from about 83,000 App Store ratings. Connect your calendar and the notetaker turns up to your meetings by itself. | CNo store rating on record. There is a lot to set up, from integrations to scorecards. |
| Platforms and integrations | AWeb, Mac, Windows, iPhone, Android and a browser extension. It works with Zoom, Google Meet, Teams, Slack and Notion, and with Salesforce, HubSpot and Zapier from Pro. An MCP server is on every plan, though the API and webhooks are Enterprise only. | AWeb, Mac, Windows, iPhone and Android, with an API, an MCP server and a command line, plus Meet, Webex, Slack, Zapier, Salesforce, HubSpot and Claude. |
| Best for | reading the transcript while the meeting's on | transcription, notes and call scoring on credits |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Otter.ai and Speak AI. How we grade
Price against what you get
Otter.ai starts at $8.33 a month for each person and scores 3.7 out of 4 on features, ease of use and platforms. Speak AI starts at $20 a month for each person and scores 3.0.
Otter.ai scores higher and starts $11.67 a month lower. Of the other AI meeting note takers on the chart, 2 score higher than Otter.ai for less, and 18 score higher than Speak AI for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Speak AI also covers workflow automation.
At a glance
| Otter.ai | Speak AI | |
|---|---|---|
| Pricing | Free plan | Free trial |
| Starts at | $8.33 per user / month, billed annually | $20 per user / month, billed annually ($25 billed monthly) |
| Free plan | Basic plan: 300 transcription minutes a month, 30 minutes per conversation, 3 lifetime file imports, 20 AI Chat queries a month and access to the 25 most recent conversations. | None |
| Free trial | 7-day free trial of Otter Business. | 7-day free trial, no credit card required. |
| Web | ||
| macOS | ||
| Windows | ||
| iOS | ||
| Android | ||
| Browser extension | ||
| Made by | Otter.ai Inc | Speak AI Inc. |
| Price read from | otter.ai | speakai.co |
| Checked | Oct 4, 2026 | Nov 13, 2026 |
Worth knowing
Otter.ai
- Basic is capped at 300 minutes a month and 30 minutes per conversation, and only the 25 most recent conversations stay accessible.
- Pro is still metered: 1,200 minutes a month and 90 minutes per meeting. Unlimited meetings start on Business.
- AI Chat queries are capped on every plan, at most 200 per user per month.
- SSO, SCIM, the API and webhooks are Enterprise only, and HIPAA compliance is an add-on.
Speak AI
- There is no ongoing free plan; after the 7-day trial you pay per credit or move to Pro.
- Pro covers up to 5 users; larger teams are directed to the custom Enterprise plan.
- Tone-of-voice and video analysis are listed under Enterprise custom builds, not on Pro.
Key features
Otter.ai
- Meeting agent or bot-free recording
- The notetaker can auto-join Zoom, Microsoft Teams and Google Meet meetings from your calendar. The desktop app for Mac and Windows records without a bot joining the call.
- Live transcription with speaker ID
- Transcribes as people speak, labels speakers and syncs the text to audio playback. Custom vocabulary covers 5 terms on Basic and up to 800 names and 800 terms on Business.
- Automated summaries
- Each conversation gets an automated summary on every plan, so the main points are available without reading the full transcript.
- AI Chat
- Ask questions about your conversations in a chat. Monthly queries are capped per user: 20 on Basic, 50 on Pro and 200 on Business and Enterprise.
- File imports and exports
- Import audio or video files for transcription and export notes. Basic allows 3 imports in total and mp3 or txt export; paid plans add pdf, docx and srt.
- Integrations and MCP server
- Salesforce, HubSpot and Zapier integrations start on Pro. An MCP server is listed on every plan, while the Otter API and webhooks are Enterprise only.
Speak AI
- Transcription in 100+ languages
- Upload audio or video, or record in the app. Standard languages cost 2 credits per hour of audio and premium languages cost 3.
- Meeting notetaker
- Captures meetings and produces a transcript and summary. Meeting transcription is billed at 4 credits per hour on the pay-as-you-go plan.
- AI chat across your library
- Ask questions of a single recording or the whole library. Chat costs about 0.08 credits per message on pay-as-you-go.
- Call scoring and scorecards
- Scores sales and support calls against a scorecard you define, with coaching and conversation-intelligence views.
- API, MCP server and CLI
- Includes a REST API, webhooks, Zapier and an MCP server so other AI assistants can search and analyze the workspace.
- Branded recorder and surveys
- Pro adds a recorder and survey pages under your own branding, aimed at collecting interviews and feedback.
Plans
Otter.ai
Basic$0
300 transcription minutes a month, 30 minutes per conversation, 3 lifetime file imports and the 25 most recent conversations.
Pro$8.33
per user / month, billed annually ($16.99 billed monthly)
1,200 minutes a month, 90 minutes per meeting, 10 file imports a month, unlimited history and extra export formats.
Business$19.99
per user / month, billed annually ($30 billed monthly)
Unlimited meetings and file imports, up to 4 hours per meeting, 3 concurrent meetings, activity logs and usage analytics.
EnterpriseCustom
Adds SSO, SCIM, domain capture, the Otter API and webhooks, video replay and a HIPAA compliance add-on.
Speak AI
Pay as you go$10
minimum top-up, used as you go
No subscription. 1 credit is $1; standard transcription uses 2 credits per hour and meeting transcription 4 credits per hour.
Pro$20
per user / month, billed annually ($25 billed monthly)
Up to 5 users, 25 credits per user each month, 10 GB storage, AI chat, shared library, automations and a branded recorder.
EnterpriseCustom
Custom builds with white-label domains, custom AI agents, unlimited seats, volume rates, data residency options and an SLA.
Ways to pay less
Otter.ai
- Annual discount
Save 51% on Pro and 33% on Business annually
Otter's pricing page shows Pro at $8.33 per user per month on annual billing against $16.99 monthly (labeled save 51%), and Business at $19.99 against $30 (save 33%).
- Education
20% off Pro for students and teachers
Individual students and teachers with an email address ending in .edu get 20% off Otter Pro: $6.67 per month billed annually ($79.99) or $13.59 month to month.
Speak AI
- Annual discount
Save $60 per user a year on Pro
Pro is $20 per user a month when billed annually, against $25 billed monthly, as shown on the pricing page.
Common questions
Which is cheaper, Otter.ai or Speak AI?
As of Nov 13, 2026, Otter.ai is cheaper to start with: $8.33 a month for each person, against $20 a month for each person for Speak AI. Otter.ai starts at $8.33 per user / month, billed annually, and Speak AI starts at $20 per user / month, billed annually ($25 billed monthly).
Which has a free plan, Otter.ai or Speak AI?
As of Nov 13, 2026, only Otter.ai has a free plan. Speak AI does not, though it has a free trial.
Which platforms do Otter.ai and Speak AI run on?
As of Nov 13, 2026, only Otter.ai lists a browser extension. Both list a web app and macOS, Windows, iOS and Android apps. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.