Nutcache vs Paymo (2026): which should you pick?
As of Nov 12, 2026, Paymo grades higher than Nutcache: 2.4 against 2.0 out of 4.0.
Checked Oct 9, 2026 and Nov 12, 2026 · graded Oct 10, 2026 and Nov 12, 2026 by ToolGPA
Nutcache grades higher on value for money. Paymo grades higher on features and platforms. They get the same grade on the free plan and ease of use.
Price, platforms and features side by side. The table says where each price was read and when.
Nutcache
Project management with time tracking, budgets and invoicing
Paymo
Project management with time tracking and client invoicing
Which one is for you
Pick Nutcache if
- Fits if you bill clients by the hour and want time and invoices next to the tasks
- Works for a one or two person shop that can stay inside 10 projects
Look elsewhere if
- Tight if you are staying free: 2 users, 10 projects and 100 MB of storage
- Pricey if you want Gantt charts and budgeting, which need Pro at $15.95 a user
- Not for you if you need approvals or workload views, which start on Enterprise at $25.95
- Skip it if you want phone apps, since the pages list none
Pick Paymo if
- Fits if you're a freelancer billing clients for tracked time, within 3 clients and 5 projects on Solo
- Works for agencies and consultancies that track time and invoice from one tool
Look elsewhere if
- Pricey if you want Gantt charts, dependencies, team scheduling or leave planning, which are only on Pro at $16.9 a user a month billed annually
- Tight if you're staying free, with 1 user, 1 client, 2 projects, 1 GB and the list view only
- Skip it if you don't bill clients, because the time tracking and invoicing are what you're paying for
- Watch out: adding a teammate means Plus at $10.9 a user, which is also where integrations and the API start
- Watch out: monthly billing costs more, $9.9, $15.9 and $23.9 against $5.9, $10.9 and $16.9 on annual billing
How we grade them
| 2.0GPANutcacheFair | 2.4GPAPaymoFair | |
|---|---|---|
| Value for money | CPro is $15.95 a user a month on yearly billing, above the $12.50 where the dearer quarter of project tools starts. The pricing page shows Canadian dollars by default. | DSolo is $5.9 a month billed annually, but that's 1 user and 5 projects. The moment you're a team it's Plus at $10.9 a user, past the dear end of this category, and Gantt charts, dependencies and scheduling need Pro at $16.9. Pay monthly and it's $15.9 and $23.9. |
| Free plan and trial | CFree for 2 users, 10 projects, 10 clients, 200 invoices and 100 MB of storage. A team of three is already over it. | CFree gives one person unlimited tasks, time tracking and invoices with the desktop and mobile apps. The caps are the problem: 1 client, 2 projects, 1 GB and the task list view only. Paid plans get a 15-day trial with no card. |
| Features | CTasks, time, expenses and invoices in one place. Gantt charts and real-time budgeting need Pro and approvals and workload views need Enterprise. | BTime logged by stopwatch, in bulk or automatically by the desktop app, then turned into invoices, with tasks as lists, calendars, Kanban, spreadsheets or Gantt charts, plus estimates, expenses, proofing and profitability on Plus and scheduling and leave on Pro. The job and the billing both covered. |
| Ease of use | CNo store rating on record. A web app where you build your own projects, clients and invoice setup. | CNo store rating on record. Tracked time flowing straight into timesheets and invoices saves real retyping, but you set up the clients, projects and templates yourself, and working out which view sits on which of four plans takes a while. |
| Platforms and integrations | CWeb only. The pages list no native mobile apps, and the interface comes in four languages. | AWeb, Mac, Windows, Linux, iPhone and Android, which is everything, and a desktop app that tracks time by itself. It connects to Google Calendar, Google Drive, Slack, QuickBooks Online, Zapier, Make and Typeform, though integrations and the API start on Plus. |
| Best for | small teams that bill clients for project time | tracking time and invoicing clients |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Nutcache and Paymo. How we grade
Price against what you get
Nutcache starts at $15.95 a month for each person and scores 2.0 out of 4 on features, ease of use and platforms. Paymo starts at $5.90 a month and scores 3.0.
Paymo scores higher and starts $10.05 a month lower. Of the other project management tools on the chart, 75 score higher than Nutcache for less, and none scores higher than Paymo for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Nutcache also covers expense tracking.
- Paymo also covers kanban boards and Pomodoro timer.
At a glance
| Nutcache | Paymo | |
|---|---|---|
| Pricing | Free plan | Free plan |
| Starts at | $15.95 per user / month, billed yearly ($17.95 billed monthly) | $5.9 per month, billed annually (Solo, 1 user) |
| Free plan | 2 users, unlimited guests, 10 clients, 10 projects, 200 invoices and 100 MB of storage. | Free plan for 1 user: 1 client, 2 projects, unlimited tasks, time tracking and invoices, the task list view, desktop and mobile apps, and 1 GB of storage. |
| Free trial | None listed | 15-day free trial of a paid plan, no credit card required |
| Web | ||
| macOS | ||
| Windows | ||
| Linux | ||
| iOS | ||
| Android | ||
| Made by | Nutcache | Paymo LLC |
| Price read from | nutcache.com | paymoapp.com |
| Checked | Nov 12, 2026 | Oct 9, 2026 |
Worth knowing
Nutcache
- The Free plan stops at 2 users, 10 projects and 100 MB of storage.
- Gantt charts, real-time budgeting and unlimited invoicing need the Pro plan; approvals and workload views need Enterprise.
- The pricing page shows Canadian dollars by default; the US dollar prices are behind a currency switch.
- The interface comes in English, French, Brazilian Portuguese and Spanish, and the pages list no native mobile apps.
Paymo
- Free and Solo are limited to 1 user, with 2 and 5 projects respectively. Adding teammates means moving to Plus or Pro.
- Gantt charts, task dependencies, team scheduling, timesheet approvals and leave management are on the Pro plan only.
- Integrations and API access start at the Plus plan.
- Monthly billing costs more: $9.9, $15.9 and $23.9 against $5.9, $10.9 and $16.9 on annual billing.
Key features
Nutcache
- Project and task management
- Several project views show progress, deadlines and assignments, and the paid plans add Gantt charts and real-time project budgeting.
- Time tracking
- Team members log time against tasks and projects, and the paid plans add advanced tracking and time reports.
- Expenses and invoicing
- Project expenses are recorded and invoices are generated from tracked time, with progressive invoices on the paid plans.
- Approvals and workload
- The Enterprise plan adds time and expense approvals, workload management, leave and holiday management and custom budget alerts.
- AI credits
- Every plan includes AI capability credits, with the refill period not stated on the page: 25 on Free, 100 on Pro and 500 on Enterprise.
Paymo
- Time tracking
- Time is logged with a stopwatch, as intervals or in bulk. The Paymo Track desktop app can also record time spent in desktop apps automatically and includes a Pomodoro mode.
- Task views
- The task list view is on every plan. Calendar and Kanban views start on Solo, the spreadsheet view and cross-project Meta Kanban on Plus, and the Gantt chart on Pro.
- Invoicing, estimates and expenses
- Timesheet data can be turned into invoices, which are unlimited on every plan. Estimates, expenses and recurring invoices are added on Plus.
- Team scheduling and leave
- The Pro plan adds employee scheduling, a workload view, automatic ghost bookings and employee leave management.
- Project profitability and templates
- From the Plus plan, projects can be created from templates and their profitability tracked. Flat-rate and retainer project types start on Solo.
- File proofing and versioning
- Files can be reviewed and versioned inside Paymo from the Plus plan, which also raises storage to 50 GB.
Plans
Nutcache
Free forever$0
2 users, unlimited guests, 10 projects, 10 clients, 200 estimates, 200 invoices, 50 expenses, 500 time entries and 25 AI credits.
Pro$15.95
per user / month, billed annually ($17.95 billed monthly)
Unlimited regular projects, Gantt charts, real-time budgeting, advanced time tracking, unlimited invoicing, 1 GB storage. Seats beyond 9 come in blocks of 5.
Enterprise$25.95
per user / month, billed annually ($27.95 billed monthly)
Adds approvals, workload and team management, custom security profiles, priority support and 10 GB storage. Seats beyond 9 come in blocks of 5.
CorporateCustom
Discounted pricing for large businesses, schools and non-profit organizations, quoted through the contact page.
Paymo
Free$0
1 user, 1 client and 2 projects with unlimited tasks, time tracking and invoices, the task list view and 1 GB of storage.
Solo$5.9
per month, billed annually ($9.9 billed monthly)
1 user, 3 clients and 5 projects. Adds calendar and Kanban task views, flat-rate and retainer projects, guest access, in-app support and 5 GB of storage.
Plus$10.9
per user / month, billed annually ($15.9 billed monthly)
Unlimited users, clients and projects. Adds spreadsheet view, recurring tasks, timesheet reports, estimates, expenses, proofing, integrations, API access and 50 GB.
Pro$16.9
per user / month, billed annually ($23.9 billed monthly)
Adds Gantt charts, task dependencies, employee scheduling and workload, timesheet approvals, leave management, priority support and 500 GB of storage.
Ways to pay less
Nutcache
No public discounts listed.
Paymo
- Annual discount
Up to 40% off with annual billing
Paymo's pricing FAQ puts the saving from yearly payment at up to 40%. Solo is $5.9 instead of $9.9 a month, Plus $10.9 instead of $15.9 and Pro $16.9 instead of $23.9 per user.
- Other savings
Reduced first 3 months on monthly plans
A Special Autumn Offer gives accounts created after September 25, 2026 up to 40% off the first three months of monthly billing: $5.9 Solo, $10.9 Plus and $16.9 Pro. The page gives no end date.
- Education
Half price for schools and universities
Paymo offers universities, colleges and schools its plans at half price. The offer is activated by contacting the company after signing up and cannot be combined with other promotions.
Common questions
Which is cheaper, Nutcache or Paymo?
As of Nov 12, 2026, Nutcache starts at $15.95 per user / month, billed yearly ($17.95 billed monthly), and Paymo starts at $5.9 per month, billed annually (Solo, 1 user). One is priced for each person and the other is not, so which costs less depends on how many of you use it.
Which has a free plan, Nutcache or Paymo?
As of Nov 12, 2026, both Nutcache and Paymo have a free plan.
Which platforms do Nutcache and Paymo run on?
As of Nov 12, 2026, only Paymo lists macOS, Windows, Linux, iOS and Android apps. Both list a web app. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.